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ActiveSingleFamilyResidence

1627 Baldwin Lake

Big Bear City, CA, 92314

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$395,000

MLS: SB26200898

Beds

2

Baths

1

Sq Ft

915

Lot

0.66 ac

Year Built

1984

MLS #

SB26200898

Days on Market

38

Listed

Sep 14, 2026

Description

A little slice of mountain life with room to roam. This 2-bedroom, 1-bath home embraces its setting with warm wood accents, vaulted ceilings, natural light, and an inviting cabin feel. Cozy living spaces open to the outdoors, where the surrounding trees, mountain air, and expansive grounds make it easy to slow down and enjoy the simple pleasures of mountain living. You can even enjoy the beautiful views from your soaking tub. Outside, the property truly sets itself apart. The generous lot offers the feel of a private mini ranch, with plenty of room to enjoy the outdoors and bring your mountain-living dreams to life. Three charming little barns/outbuildings add to the property’s character and provide versatile space for storage, tools, equipment, or future homestead projects. Adding to the property’s self-sufficient mountain character, the home is served by its own well water and propane heating. Mature trees, open land, and the surrounding natural landscape create a peaceful setting that feels worlds away from the ordinary. Whether you’re dreaming of a weekend escape, a full-time mountain lifestyle, or simply have room to breathe, this property offers a rare combination of land, views, character, and possibility.

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Rebecca Bond · Beach City Brokers

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,302

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500

%

Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,442
Property tax (1.25%)
$411
Homeowners insurance
$300
Mortgage insurance
$148
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 22, 2026

30-year fixed
7.32%
15-year fixed
6.68%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92314 (Big Bear City)within ±10% of this home's price and size.

Local Market Stats

See Big Bear, CA 92314 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.