16281 Castello 1
Fontana, CA, 92336
$649,800
MLS: CV26054367
Beds
3
Baths
3
Sq Ft
1,926
Lot
0.02 ac
Year Built
2023
MLS #
CV26054367
Days on Market
37
Listed
Mar 12, 2026
Description
Welcome to this beautifully located end-unit condominium in the highly desirable Monterado gated community, offering privacy, and one of the best locations in the neighborhood with a lush community lawn right in front. This spacious two-level home features 3 bedrooms and 3 bathrooms with a bright open-concept floor plan designed for comfortable living and entertaining. The main living area flows seamlessly into the dining space and modern kitchen, complete with a large kitchen island that serves as the perfect gathering spot. Sliding doors open to a private patio area, perfect for relaxing, outdoor dining, or enjoying the surrounding greenery. Upstairs, the primary suite offers a comfortable retreat with a private primary bathroom and walk-in closet. Two spacious secondary bedrooms and a full bathroom provide plenty of room for family or guests. A versatile loft area adds additional space ideal for a home office, media room, or play area. Additional highlights include laundry room, pantry in kitchen, an attached 2-car garage with EV charger, abundant natural light from its end-unit positioning, and a welcoming setting facing open green space. Residents of the Monterado community enjoy resort-style amenities including a pool, clubhouse, and playground, all within a secure gated environment. A wonderful opportunity to enjoy comfort, convenience, and community living in a prime location.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Michael Porter · PORTER REAL ESTATE
Payment estimate
$4,814
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,980 · Loan: $584,820
- Principal & Interest
- $3,593
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $22,743 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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