16315 Winona
Victorville, CA, 92395
$495,000
MLS: HD26061814
Beds
4
Baths
3
Sq Ft
1,988
Lot
0.48 ac
Year Built
2003
MLS #
HD26061814
Days on Market
16
Listed
Mar 23, 2026
Description
Welcome to this spacious 4-bedroom, 3-bathroom home that perfectly blends comfort, space, and outdoor living. Situated on an expansive lot, this home provides plenty of room to spread out, with space for RV parking, a solar powered in ground pool, a shed, along with a deck and plenty of more space for gardening, or future possibilities. The perfect home with a master bathroom and walk-in closet. You will enjoy a balance of indoor comfort and outdoor fun. Just minutes away from shopping, dining, and entertainment to the nearest Mall.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Ivette Leal · Keller Williams High Desert
Payment estimate
$3,738
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,500 · Loan: $445,500
- Principal & Interest
- $2,737
- Property tax (1.25%)
- $516
- Homeowners insurance
- $300
- Mortgage insurance
- $186
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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