16353 Smokethorn Road
Apple Valley, CA, 92307
$480,000
MLS: HD26026596
Beds
3
Baths
2
Sq Ft
1,508
Lot
1.25 ac
Year Built
2026
MLS #
HD26026596
Days on Market
74
Listed
Feb 6, 2026
Description
Beautiful brand new construction on horse property! 3 bedroom, 2 bath split floor plan on a spacious 1.25 acre lot. Home features quartz countertops throughout, laminate flooring in main living areas, and cozy carpeted bedrooms. The living area is highlighted by a striking Venetian plaster fireplace. Property includes a huge 1,002 sq. ft. 3 car garage big enough to store all your toys. Modern finishes and an open layout make this home perfect for both everyday living and entertaining. PAID FOR SOLAR!!........BEAUTIFUL VIEW OF THE VALLEY!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Julie Mariano · Coldwell Banker Home Source
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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