1642 W Saratoga Lane
San Pedro, CA, 90732
$935,321
Original list price: $965,000
MLS: SB26178678
Beds
4
Baths
4
Sq Ft
1,874
Lot
0.43 ac
Year Built
2023
MLS #
SB26178678
Days on Market
59
Listed
Aug 19, 2026
Description
Welcome to 1642 Saratoga Lane at the Ponte Vista Gated Community. This beautifully upgraded detached townhome offers 4 bedrooms, 3.5 bathrooms and approximately 1,873SF across a thoughtfully designed tri-level. With no shared walls, lower monthly HOA dues, a private two-car attached garage, ample guest parking, pet-friendly surroundings and resort-inspired community amenities, Step inside to a bright, designer-inspired interior where thoughtful upgrades create a stylish yet comfortable atmosphere. The open-concept main living level is ideal for everyday living and entertaining, featuring durable LVP flooring, updated lighting and easy access to a covered outdoor patio—perfect for morning coffee, relaxing outdoors or weekend BBQs. At the heart of the home is a beautifully appointed kitchen featuring quartz countertops, white shaker cabinetry, designer tile backsplash, s/s appliances, pantry storage and chic pendant lighting. A spacious center island with seating for four creates the perfect gathering place for casual dining and entertaining. The flexible tri-level layout offers excellent separation of space, including a lower-level junior suite ideal for guests, extended family or a private home office. Upstairs, the primary suite provides a relaxing retreat enhanced by updated lighting, custom closet organizers, roller window shades and a coastal-inspired shiplap accent wall. Additional bathroom upgrades include modern lighted mirrors, glass shower doors and an upgraded full-size vanity in the main-level powder room. Everyday convenience has also been carefully considered with a stackable washer and dryer closet on the main level, custom storage solutions, ceiling-mounted garage racks and an epoxy-coated garage floor. Designed for today's energy-conscious lifestyle, the home features an owned Sunrun solar energy system, central HVAC with an electric heat pump and a Tesla Universal Level 2 EV charger in the spacious two-car attached garage with storage shelving included. Residents enjoy a large swimming/lap pool and spa, fitness center, outdoor BBQ and entertaining areas, firepit, landscaped lawns and walking/hiking trails, all within a beautifully maintained gated setting. The community is pet-friendly and offers ample parking inside the gates. Ideally located near coastal trails, beaches, waterfront attractions, dining. Detached. Gated. Upgraded & Energy-Efficient with Resort-Style Amenities! Bring All Offers!
Location
San Pedro, Los Angeles County, CA 90732
Open on Google Maps ↗Listed by: Sam Xavier · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,683
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $93,532 · Loan: $841,789
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,828
- Property tax (1.25%)
- $974
- Homeowners insurance
- $300
- Mortgage insurance
- $351
- HOA dues
- $230
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $32,736 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Pedro, CA 90732 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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