16422 Tolowa
Apple Valley, CA, 92307
$364,975
MLS: IG25273049
Beds
3
Baths
2
Sq Ft
1,186
Lot
0.18 ac
Year Built
1987
MLS #
IG25273049
Days on Market
87
Listed
Dec 17, 2025
Description
PRICE REDUCED ! $ 364,975 HURRY !!! Experience peaceful desert living in Apple Valley! This charming home is located in a great neighborhood and offers 3 bedrooms, 2 bathrooms, and 1,186 sq. ft. of living space on a 7,910 sq. ft. lot—with plenty of room to add an ADU. Don’t miss this opportunity! Homes in this area rarely come on the market. Enjoy the outdoor lifestyle Apple Valley is known for—perfect for dirt bikers, hikers, horseback riders, and anyone who loves open desert adventures. This desirable single-level home is ready for the next generation of owners to enjoy. Buyers need to assume the solar, offering potential savings on your electricity bill all year long. We have all the information you need to make the transfer process simple. Take in breathtaking high-desert views, surrounded by hillsides, unique rock formations, and mountain ranges that bring a sense of calm the moment you arrive. Come see for yourself—you’ll understand why this home is so special. For more details or to schedule a viewing, call me anytime!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Sahat Nainggolan · Berkshire Hathaway Homeservices California Realty
Payment estimate
$2,835
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,498 · Loan: $328,477
- Principal & Interest
- $2,018
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,774 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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