23921 South
Apple Valley, CA, 92307
$359,000
MLS: HD26028906
Beds
3
Baths
2
Sq Ft
1,077
Lot
0.17 ac
Year Built
1960
MLS #
HD26028906
Days on Market
59
Listed
Feb 9, 2026
Description
.*****New flooring being installed as I write this post! ****SELLER WILL CONSIDER HELPING WITH BUYER'S CLOSING COSTS at the right price**** Fantastic opportunity for FIRST TIME HOMEBUYERS looking for the perfect place to call their own. Consider Down payment assistance programs. Recently renovated with a Very large breakfast bar with waterfall countertops. Open floor plan, Both bathrooms tastefully remodeled. Attached laundry room, laminate floors throughout, Every room has a Semax split unit that controls each room individually. As a bonus, this property comes with RV parking. Fenced around the entire property with 1 set of sliding gates and 1 double opening gates to drive through and a walk through gate. Set on a generous 7,350 sq. ft. lot, there is ample space for outdoor activities, gardening, or perhaps adding your personal touch to create an outdoor oasis.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Candace Foster · Keller Williams Victor Valley
Payment estimate
$2,794
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,900 · Loan: $323,100
- Principal & Interest
- $1,985
- Property tax (1.25%)
- $374
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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