22554 South
Apple Valley, CA, 92307
$355,000
MLS: HD26025021
Beds
2
Baths
2
Sq Ft
1,112
Lot
0.41 ac
Year Built
1987
MLS #
HD26025021
Days on Market
53
Listed
Feb 5, 2026
Description
PRICE REDUCTION!!! Charming 2 bed, 2 bath home featuring a circular driveway and 2-car garage. Beautifully maintained landscaping with drought-resistant plants. Enjoy an enclosed, tastefully decorated patio—perfect for entertaining and gatherings—plus a backyard shed for extra storage. Relax on the inviting front porch. Inside offers upgraded flooring, central heating and cooling, granite countertops, and stainless-steel appliances. Conveniently located near schools and the high school, in a quiet neighborhood. A must-see!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Francina Amaldas · Alam Realty
Payment estimate
$2,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500
- Principal & Interest
- $1,963
- Property tax (1.25%)
- $370
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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