16458 Spruce
Hesperia, CA, 92345
$499,000
MLS: HD26178132
Beds
4
Baths
4
Sq Ft
1,890
Lot
0.16 ac
Year Built
1980
MLS #
HD26178132
Days on Market
22
Listed
Aug 14, 2026
Description
INVESTMENT OPPORTUNITY + OWNER-OCCUPANT STRATEGY! Discover the potential of owning a well-positioned Hesperia duplex where you can live in one unit and rent the other—or add both units to your investment portfolio. Each unit offers a comfortable 2-bedroom, 2-bathroom floor plan, making this an attractive opportunity for investors seeking rental income and owner-occupants looking to offset their housing costs. The rear unit features a cozy fireplace, perfect for cooler winter evenings, along with an attached garage. Both units offer central heating and air conditioning, ceiling fans, recessed lighting, and washer/dryer hookups in the garages. The property also benefits from newer driveways and modern interior upgrades, providing a solid foundation for continued ownership or rental use. Conveniently located near freeway access, shopping, dining, and everyday amenities, this property offers both functionality and location appeal. Whether you're looking to begin building your real estate portfolio, expand an existing investment portfolio, or live in one unit while generating rental income from the other, this duplex deserves a closer look. Opportunities to acquire two residential units on one property don't come along every day—come see the possibilities!
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: Fran Fox · Coldwell Banker Home Source
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,923
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,916
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Hesperia, CA 92345 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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