16520 Stone Pine Lane
Fontana, CA, 92336
$612,990
MLS: OC26221619
Beds
3
Baths
3
Sq Ft
1,760
Lot
0.06 ac
Year Built
2025
MLS #
OC26221619
Days on Market
6
Listed
Oct 12, 2026
Description
UPGRADED NEW CONSTRUCTION! Discover this detached two-story Risewell Homes Plan 2 in the gated Arboretum community, featuring a private yard and a desirable location overlooking the adjacent greenspace and new pool and lounge area—a rare opportunity within the community. The unique split-garage configuration and single-car driveway offer potential for three-car parking. Inside, the spacious great room, kitchen, and dining area create an inviting open-concept layout that flows seamlessly to the private yard, ready for your landscaping vision. Upstairs, the primary suite is thoughtfully positioned apart from the secondary bedrooms and full bath, while a versatile loft provides additional living space. A conveniently located walk-in laundry room adds everyday functionality. Enjoy a thoughtfully upgraded home with an enhanced designer package, luxury vinyl plank (LVP) and tile flooring, quartz countertops, washer, dryer, and refrigerator included. Set against dramatic mountain views, The Arboretum offers resort-style amenities, including pools, a spa, clubhouse, fitness center, pickleball courts, dog park, and inviting lounge areas. Conveniently located near the I-15, I-10, and I-210 freeways, with easy access to shopping, dining, and entertainment. Seller concessions available. Estimated completion: February/March 2027.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Kyle DeMartino · Risewell Homes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,234
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $61,299 · Loan: $551,691
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,820
- Property tax (1.25%)
- $639
- Homeowners insurance
- $300
- Mortgage insurance
- $230
- HOA dues
- $246
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $21,455 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92336 (Fontana)within ±10% of this home's price and size.
$559,000
16020 Sunny Court
Fontana, 92336
$559,990
6392 Moonfire Lane 5
Fontana, 92336
$560,000
14975 S Highland Avenue 94
Fontana, 92336
$560,000
16540 Wyndham Street 5
Fontana, 92336
$560,000
16584 Poppy Seed Ln
Fontana, 92336
$560,000
16014 Parkhouse 2
Fontana, 92336
Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.