16524 Stone Pine Lane
Fontana, CA, 92336
$610,990
Original list price: $621,990
MLS: OC26182748
Beds
3
Baths
3
Sq Ft
1,760
Lot
—
Year Built
2026
MLS #
OC26182748
Days on Market
20
Listed
Aug 20, 2026
Description
NEW CONSTRUCTION detached home with yard, lower HOA dues, in gated The Arboretum community. This two-story Risewell Homes floorplan highlights include desirable Loft, 3 car parking (split garage and single driveway), larger Great Room/Kitchen/Dining space, leading out to a private yard ready for landscaping. Upstairs offers a Primary Suite opposite sizeable Bedrooms, a secondary bath, and walk-in Laundry. Pricing includes enhanced designer upgrade package, washer/dryer/refrigerator, LVP/tile flooring, Quartz counters. Perimeter location with no rear neighbors and close to greenspace and new pool/lounge area. We invite you to visit Marigold, set against dramatic mountainside vistas, with pools, spa, clubhouse, fitness center, sport courts, dog park, and lounge areas for exclusive homeowner use. Proximity to I-15, 10 and 210 commuter routes and a variety of shopping/dining/entertainment options. Seller concessions and special rate buydowns available. ESTIMATED JAN/FEB MOVE IN.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Kyle DeMartino · The New Home Company
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,189
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $61,099 · Loan: $549,891
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,777
- Property tax (1.25%)
- $636
- Homeowners insurance
- $300
- Mortgage insurance
- $229
- HOA dues
- $246
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $21,385 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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