1654 Hill Street
Santa Monica, CA, 90405
$2,500,000
MLS: 26102722
Beds
3
Baths
2
Sq Ft
1,662
Lot
0.19 ac
Year Built
1945
MLS #
26102722
Days on Market
7
Listed
Oct 22, 2026
Description
An exceptional 8,463-square-foot flat corner lot on one of Sunset Park's most sought-after streets. With fewer than 10% of Sunset Park single family residential lots measuring 8000 sf or larger, opportunities like this are rare, offering a chance to create something truly special in the heart of this beloved Santa Monica neighborhood. The existing 3-bedroom, 1.5-bath home offers approximately 1,662 square feet and overlooks an expansive yard dotted with multiple fruit trees and framed by beautiful open skies, free of overhead electrical wires. Whether you envision lovingly updating the existing home or building your dream residence, the possibilities are exciting. Imagine lush privacy hedges creating a secluded retreat, an ADU with its own private entrance, a pool, and still plenty of room for outdoor living and entertaining. Ideally located near neighborhood parks, schools, Santa Monica College, and beloved local favorites like iconic Bob's Market, along with the cafes, bakeries, restaurants, and charming boutiques that give Sunset Park its distinctive appeal. A rare opportunity to secure a substantial corner lot in one of Santa Monica's most cherished neighborhoods and bring your vision to life.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Janet Heinzle · Douglas Elliman of California, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$19,298
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $250,000 · Loan: $2,250,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $15,456
- Property tax (1.25%)
- $2,604
- Homeowners insurance
- $300
- Mortgage insurance
- $938
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $87,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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