16581 Neenach Road
Apple Valley, CA, 92307
$419,000
MLS: HD26228886
Beds
4
Baths
2
Sq Ft
1,597
Lot
0.42 ac
Year Built
2004
MLS #
HD26228886
Days on Market
8
Listed
Oct 22, 2026
Description
Beautiful mountain and desert views welcome you to this 4 bedroom, 2 bath home in Apple Valley's desirable Sycamore Rocks area. Situated on just under 1/2 acre in a quiet neighborhood, this property offers paved roads, natural gas and a fenced lot with RV parking. Inside, the split floor plan provides added privacy, while the living room's gas fireplace creates a cozy gathering place for those chilly nights. A formal dining room offers space for entertaining, and the spacious kitchen features plenty of storage and newer LG appliances. Outdoors enjoy room for gardening, entertaining or simply relaxing on the covered patio and taking in the high desert scenery.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Brenda Halterman · eXp Realty of Southern CA Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,464
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,900 · Loan: $377,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,570
- Property tax (1.25%)
- $436
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $14,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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