16625 Central
Apple Valley, CA, 92307
$369,900
MLS: CV26030147
Beds
3
Baths
2
Sq Ft
1,260
Lot
0.42 ac
Year Built
1981
MLS #
CV26030147
Days on Market
69
Listed
Feb 9, 2026
Description
Are you ready to purchase your first home? This single-story residence is situated in Apple Valley, conveniently located just a short distance from Highway 18. The property features three bedrooms and two bathrooms, complemented by a breakfast bar in the kitchen. Additionally, there is a laundry room that provides access to both the backyard and the two-car garage. This home is equipped with leased solar panels and a backup battery system, ensuring a reliable power supply, making sure you are never left in the dark during power outages. The backyard offers a shaded patio, providing an ideal space for entertaining guests. Furthermore, the property is pet-friendly, allowing the ownership of farm animals such as goats, chickens, and horses. Don’t miss out on this exceptional opportunity to own. Schedule a viewing of this remarkable home.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Maricela Castellanos · RIVAS REALTY
Payment estimate
$2,869
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,990 · Loan: $332,910
- Principal & Interest
- $2,045
- Property tax (1.25%)
- $385
- Homeowners insurance
- $300
- Mortgage insurance
- $139
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,947 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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