16680 Island Oak
Fontana, CA, 92336
$799,990
Original list price: $846,000
MLS: IG26209847
Beds
4
Baths
3
Sq Ft
2,683
Lot
0.11 ac
Year Built
2023
MLS #
IG26209847
Days on Market
29
Listed
Sep 25, 2026
Description
EXCITING PRICE IMPROVEMENT!! A SUBSTANTIAL PRICE MODIFICATION CREATES A FRESH OPPORTUNITY TO MAKE THIS HOME YOUR OWN!! A STRIKING CORNER LOT setting located in the Arboretum Community this gated community of North Fontana. Approx. 2600 sq ft of living space where elegant design and everyday comfort come together in North Fontana’s gated Arboretum community. Warm tan-and-brown exterior tones give the home a memorable first impression. Inside, a spacious entry opens beneath soaring ceilings to crisp white walls, light wood laminate flooring, recessed lighting, and shutters throughout. The open concept main main level features generous living/dining areas and modern kitchen with large center island, abundant cabinetry, recessed lighting, stainless steel appliances an oversize walk in pantry. A down stairs bedroom and full bathroom, a full bathroom and laundry room. The generous living area flows into a beautifully appointed kitchen with white cabinetry, distinctive hardware, white granite countertops, stainless steel appliances, and ample space to gather with kitchen island, Upstairs, soft tan carpeting brings warmth to the private living spaces. The spacious primary suite features a large bathroom with dual sinks and a walk-in closet. The fully landscaped backyard extends the living space outdoors with a covered patio for dining or relaxing and a putting area for a little friendly competition. Beyond the home, Arboretum residents enjoy access to a pool and spa, cabanas, a fitness center, lounges, coworking space, and a BBQ pavilion. Parks, shopping, dining, and freeway connections are also nearby. Served by Fontana Unified School District, this home offers a beautiful place to settle in and enjoy all that North Fontana has to offer. HOA ~ includes 2 pools. This one is a CORNER LOT extra parking perfect for intertaining!
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Kerry Thomson · REALTY ONE GROUP EMPIRE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,569
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $79,999 · Loan: $719,991
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,946
- Property tax (1.25%)
- $833
- Homeowners insurance
- $300
- Mortgage insurance
- $300
- HOA dues
- $190
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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