16721 Judy Way
Cerritos, CA, 90703
$610,000
Original list price: $625,000
MLS: IG26177928
Beds
2
Baths
1
Sq Ft
808
Lot
0.17 ac
Year Built
1971
MLS #
IG26177928
Days on Market
58
Listed
Aug 17, 2026
Description
Welcome home to this rare, single-story, front unit gem in one of Cerritos' most well-kept condo communities! This turnkey, well-cared for 2-bedroom, 1-bathroom home offers 808 square feet of efficient living space. Every detail says pride of ownership. Key Features & Upgrades: • Modern Finishes: Gorgeous tile plank flooring and crisp crown molding flow seamlessly throughout the home. • Chef-Ready Kitchen: Features sleek quartz countertops and a convenient under-sink water filtration system. • Parking & Storage: Attached 2-car garage equipped with built-in storage space. • Easy Living: Low-maintenance living with an HOA that covers water, trash, and gardening services! • Windows replaced in 2026 per seller for energy efficiency and year-round comfort. • Full replacement of HVAC and attic duct system (per seller; buyer to verify scope and permits) Unbeatable Location: Just minutes away from the premier shopping and entertainment at the Cerritos Mall, the world-class Cerritos Library, and Cerritos Towne Center. Located within the highly sought after ABC School District. Convenient freeway access to the 91, 605, and 5 freeways. Don't miss out on this rare find—schedule your tour today!
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Anitha Frazier · Berkshire Hathaway Homeservices California Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,448
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $61,000 · Loan: $549,000
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,801
- Property tax (1.25%)
- $635
- Homeowners insurance
- $300
- Mortgage insurance
- $229
- HOA dues
- $483
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $21,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90703 (Cerritos)within ±10% of this home's price and size.
Local Market Stats
See Cerritos, CA 90703 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.