16768 Monterey Avenue
North Edwards, CA, 93523
$319,900
MLS: 26005150
Beds
4
Baths
2
Sq Ft
1,070
Lot
0.52 ac
Year Built
1984
MLS #
26005150
Days on Market
25
Listed
Jul 2, 2026
Description
Welcome to 16768 Monterey Avenue in North Edwards! This spacious 4-bedroom, 2-bath home offers approximately 1,657 square feet of living space and sits on an expansive half-acre lot with plenty of room to spread out. The property features a functional single-story layout, a generously sized fourth bedroom from the garage conversion, and versatile outdoor space ideal for parking, storage, animals, gardening, or future possibilities. Enjoy the charm of mature trees, a fenced front yard, RV access, utility/storage areas, and a peaceful desert setting with wide-open space. Conveniently located near Edwards Air Force Base, local schools, and surrounding desert communities, this property is a great opportunity for buyers looking for space, flexibility, and value. Buyer to verify all infomration.
Location
North Edwards, Kern County, CA 93523
Open on Google Maps ↗Listed by: Jose Mora · Keller Williams Realty A.V.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,588
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,990 · Loan: $287,910
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,835
- Property tax (1.25%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $120
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Edwards AFB Area, CA in context
PCSing to Edwards AFB? The closest residential ZIPs are North Edwards (93523) and Boron (93516), with Rosamond, California City, Lancaster, and Palmdale all within commute range. Most active-duty families weigh the trade-off between living close to base (smaller selection, shorter drive) and commuting from the AV (more inventory, better schools, longer drive). Mike Watson has worked with dozens of PCS buyers and sellers — he’s familiar with BAH limits, VA financing quirks, and tight orders timelines. If you are evaluating homes in North Edwards, Mike Watson lives and works the Edwards AFB Area market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this North Edwards home with as little as 3.5% down using an FHA loan — roughly $11,197 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93523 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in North Edwards. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Local Market Stats
See North Edwards, CA 93523 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.