16775 Fern Pine
Fontana, CA, 92336
$749,900
Original list price: $769,000
MLS: IV26204098
Beds
4
Baths
3
Sq Ft
2,445
Lot
0.09 ac
Year Built
2024
MLS #
IV26204098
Days on Market
18
Listed
Sep 17, 2026
Description
Welcome to 16775 Fern Pine Street, a nearly new 2024-built home in the gated Arboretum community of North Fontana. Approx. 2,445 sq ft with 4 bedrooms, 3 bathrooms, and a versatile upstairs loft. The open-concept main level features generous living/dining areas and a modern kitchen with a large center island, abundant cabinetry, recessed lighting, stainless appliances, and an oversized walk-in pantry. A downstairs bedroom and full bath are ideal for guests, extended family, or a home office. Upstairs offers an expansive primary suite with spacious bath and walk-in closet, two additional bedrooms, a full bath, laundry room, and flexible loft. Leased solar system included for energy efficiency. Private, low-maintenance backyard with pavers and artificial turf — ready for entertaining or relaxing. HOA ~includes 2 pools, spa, cabanas, BBQ pavilion, fitness center, cyber café, pickleball & basketball courts, 2 dog parks, tot lots, and landscaped parks throughout the community. Near the 210 & 15 Freeways, shopping, and dining.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: MICHAEL STOFFEL · TOWER AGENCY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,191
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $74,990 · Loan: $674,910
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,636
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
- HOA dues
- $192
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $26,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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