Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveManufactured On Land

16784 Serrano Street

Mojave, CA, 93501

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$290,000

MLS: 26000102

Beds

3

Baths

2

Sq Ft

1,296

Lot

0.18 ac

Year Built

2006

MLS #

26000102

Days on Market

110

Listed

Jan 6, 2026

Description

Welcome to 16784 Serrano Street. This gorgeous 3 bedroom, 2 bath home is in great condition and is ready to move in. The home offers ''excellent privacy'' with generous spacing between neighboring properties. The primary suite includes a private in-suite bathroom and enough space to accommodate a full bedroom set. Two additional bedrooms offer flexibility for guests, or hobbies. Solar panels have been installed on the detached 2 car garage. Don't miss this excellent opportunity! There is a convenient storage shed on the property as well. This home is conveniently situated near local shopping, dining, schools and major commuting routes. The property offers a unique functional layout that combines comfort, style and energy efficiency. Solar panels have been installed on the detached garage providing low cost energy to the home. The owner need only pay a low monthly utility bill. Seller is motivated to sell. Don't miss this excellent opportunity!

Location

Mojave, Kern County, CA 93501

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Listed by: Wendell Blackwell · Keller Williams Realty A.V.

Payment estimate

$2,254

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $29,000 · Loan: $261,000

%
Principal & Interest
$1,604
Property tax (1%)
$242
Homeowners insurance
$300
Mortgage insurance
$109
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Mojave home with as little as 3.5% down using an FHA loan — roughly $10,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93501 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Mojave. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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