$410,000
MLS: IV25115268
Beds
4
Baths
2
Sq Ft
1,248
Lot
0.50 ac
Year Built
1978
MLS #
IV25115268
Days on Market
305
Listed
May 22, 2025
Description
Charming 4-Bedroom Ranch-Style Home on Half an Acre in Palmdale Welcome to your slice of paradise in the beautiful city of Palmdale! This spacious 4-bedroom, 2-bathroom ranch-style home sits on a generous half-acre lot, perfect for anyone seeking space, tranquility, and room to grow. Whether you're dreaming of a garden, a workshop, or simply wide open space, this property offers endless possibilities. Inside, you’ll find a well-maintained and functional layout, ideal for families or those who love to entertain. Outside, enjoy the peace and privacy of your own land with plenty of room for outdoor living, toys, or animals. Located in a serene neighborhood with easy access to local amenities, this home offers the perfect blend of country living and city convenience. Don't miss your chance to own land in one of Southern California’s most affordable and fastest-growing areas. Also enjoy the benefits of solar panels. Schedule a showing today and experience the Palmdale lifestyle!
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: DAVID MARTINEZ · STIGLER HOMES
Payment estimate
$3,208
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,327
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Palmdale, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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