173 Grizzly Road
Lake Arrowhead, CA, 92352
$899,900
MLS: IG26046972
Beds
4
Baths
4
Sq Ft
3,087
Lot
0.20 ac
Year Built
2004
MLS #
IG26046972
Days on Market
46
Listed
Mar 3, 2026
Description
Beautifully maintained and thoughtfully designed, this spacious two-story Lake Arrowhead residence offers the space, flexibility, and setting that define elevated mountain living. With 4 bedrooms, 3 full bathrooms, and 1 half bath, the home blends comfort and functionality with a layout that lives beautifully year-round. Natural light fills the main living areas, where expansive windows frame peaceful tree views and create a seamless connection to the surrounding forest. The open flow between kitchen, dining, and living spaces makes everyday living feel effortless while also providing the perfect backdrop for gathering with friends and family after a day on the lake or the trails. The kitchen is well-appointed and positioned as the heart of the home, opening naturally into the main entertaining spaces. Generously sized bedrooms offer comfort and privacy, including a desirable main-level primary suite that provides ease and separation. The thoughtful two-story design allows guests or family members to spread out while maintaining inviting shared spaces. A charming reading nook or piano alcove adds warmth and architectural character, while the flexible floor plan supports a dedicated home office, creative studio, fitness space, or additional lounge area — ideal for today’s evolving lifestyle needs. Adding to the home’s versatility is a substantial separate area offering intriguing potential for future expansion (buyer to verify feasibility). Within this lower level is an existing enclosed room with electricity already in place and durable sheet-metal interior walls — a space that could serve as a workshop, studio, storage solution, or the foundation for a more customized third-level vision. Set in a peaceful Lake Arrowhead Woods location, the property reflects consistent pride of ownership and offers the rare combination of livability, condition, and long-term flexibility. This property has lake rights and optional access to Lake Arrowhead’s private beach clubs, scenic lakeside trails, and boat dock rights may be available for purchase separately, providing the opportunity to fully embrace the lake lifestyle. A privately owned deepwater multi-slip dock is available for purchase outside escrow. Please inquire for additional details.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: GINA THOMAS · RE/MAX BIG BEAR
Payment estimate
$6,551
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,990 · Loan: $809,910
- Principal & Interest
- $4,976
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $31,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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