174 Prairie Street
Camarillo, CA, 93010
$799,000
MLS: 226001476
Beds
4
Baths
4
Sq Ft
1,898
Lot
0.04 ac
Year Built
2018
MLS #
226001476
Days on Market
19
Listed
Apr 1, 2026
Description
Welcome to this spacious three-story Camarillo AIRE townhome offering 4 bedrooms and 4 bathrooms, built in 2018 with a modern California aesthetic designed for both luxury and privacy. Step inside from your private attached garage--enhanced with warm luxury vinyl plank flooring--an ideal bonus space that can easily serve as a home gym, studio, or hobby room.Perfectly suited for multigenerational living, the entry level features a private bedroom with a full en-suite bath--ideal for guests, extended family, or a dedicated home office. Upstairs, the main living level showcases an open-concept layout anchored by a beautifully appointed kitchen with light quartz countertops, an earthy-toned tile backsplash, stainless steel appliances, and abundant natural light. The kitchen flows seamlessly into the dining and living areas, all tied together with rich, wood-toned vinyl plank flooring. Just off the kitchen, enjoy a private mid-level balcony--perfect for morning coffee or evening unwinding.On the top floor, you'll find three additional generously sized bedrooms, including a serene primary suite with a large walk-in closet and a spacious en-suite bath. A conveniently located upstairs laundry room adds everyday ease and functionality.Additional highlights include energy-efficient solar, making this home a smart and eco-conscious choice. Enjoy close proximity to the community pool, spa, and Mel Vincent Park with sand volleyball courts, basketball, and a playground. Ideally located just minutes to the 101, shopping, dining, hiking, and everyday essentials--this home offers the perfect blend of comfort, convenience, and Camarillo lifestyle.
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: Paul Southerland · Sotheby's International Realty
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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