$420,000
Original list price: $430,000
MLS: HD26139414
Beds
4
Baths
2
Sq Ft
1,802
Lot
0.12 ac
Year Built
2004
MLS #
HD26139414
Days on Market
78
Listed
Jun 26, 2026
Description
***Don't let current interest rates stand between you and your dream home. Seller is offering a credit that can be applied towards your closing cost or interest rate buy down.*** This home features 1,802 sq ft., single-story layout offers the perfect balance of open-concept living and private retreats. With four (4) spacious bedrooms and two (2) full bathrooms, there is plenty of room to grow. Best of all, you get to enjoy the perks of a fantastic HOA community for an incredibly low $35 per month! Dive into the community pool on warm summer days or enjoy a match on the neighborhood tennis court, all without the high fees or the maintenance hassle. Location is everything, and this home places you right at the center of convenience and recreation: Outdoor Adventures: Just minutes from Spring Valley Lake and scenic walking trails—perfect for morning jogs or weekend unwinding. Proximity to highly rated local schools and the local college, shopping centers, dining options, and daily essentials are just around the corner.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Itzel Zepeda · Vesta Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,388
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $42,000 · Loan: $378,000
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,454
- Property tax (1.25%)
- $438
- Homeowners insurance
- $300
- Mortgage insurance
- $158
- HOA dues
- $39
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92395 (Victorville)within ±10% of this home's price and size.
$379,000
13037 Sunset Canyon
Victorville, 92395
$388,000
16326 Molino Dr.
Victorville, 92395
$390,000
13640 Spring Valley
Victorville, 92395
$390,000
13757 Oakmont
Victorville, 92395
$399,000
12817 1st Avenue
Victorville, 92395
$399,800
13748 Greenwood
Victorville, 92395
Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.
