$425,000
Original list price: $430,000
MLS: HD26139414
Beds
4
Baths
2
Sq Ft
1,802
Lot
0.12 ac
Year Built
2004
MLS #
HD26139414
Days on Market
33
Listed
Jun 26, 2026
Description
Welcome to Spring Valley Ridge, a highly desirable, established neighborhood where homes rarely hit the market. Known for its quiet streets and tight-knit community feel, this is your chance to secure a footprint in one of the area’s most sought-after pockets. Spanning an ideal 1,802 square feet, this thoughtfully designed single-story layout offers the perfect balance of open-concept living and private retreats. With four (4) spacious bedrooms and two (2) full bathrooms, there is plenty of room to grow. Best of all, you get to enjoy the perks of a fantastic HOA community for an incredibly low $35 per month! Dive into the community pool on warm summer days or enjoy a match on the neighborhood tennis court, all without the high fees or the maintenance hassle. Location is everything, and this home places you right at the center of convenience and recreation: Outdoor Adventures: Just minutes from Spring Valley Lake and scenic walking trails—perfect for morning jogs or weekend unwinding. Proximity to highly rated local schools and the local college, shopping centers, dining options, and daily essentials are just around the corner. Don't miss your chance to own your home in a Location Everyone Wants, But Secretly Holds Onto.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Itzel Zepeda · Vesta Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,379
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $42,500 · Loan: $382,500
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,438
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
- HOA dues
- $39
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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