176 State Hwy 138
Pinon Hills, CA, 92372
$419,900
Original list price: $428,000
MLS: CV26197002
Beds
3
Baths
2
Sq Ft
1,400
Lot
1.62 ac
Year Built
1992
MLS #
CV26197002
Days on Market
48
Listed
Sep 15, 2026
Description
PRICE REDUCTION! FHA ASSUMABLE AT 4.25%! Seller Motivated! Take advantage of a Great Opportunity for qualified buyers with strong credit and financials to assume the existing FHA loan, subject to lender approval. Buyer to verify terms and eligibility. Welcome to this beautifully remodeled, turn-key manufactured home on a permanate foundation in desirable Pinon Hills. 1,400 square feet of comfortable living space with 3 bedrooms and 2 bathrooms. Situated on a spacious 1.5+acre lot, this property provides privacy and the open space of the High Desert. Enjoy beautiful views of the Local the Mountains from your own property. The home has been thoughtfully updated with numerous upgrades, making it move-in ready and an excellent opportunity for those looking for a peaceful retreat with room to grow. Outside, you’ll find a covered concrete patio, with ceileing fans and wood deck perfect for relaxing or entertaining while taking in the surrounding scenery. Storage shed provides additional space for tools and equipment. The property also features a concrete slab ready for a future ADU or storage unit, offering exciting possibilities for added space and value. The fully fenced and gated 1.5-acre lot provides privacy, security, and plenty of usable space, including room for horses and other outdoor amenities. Located just off the Highway 138 paved road, property offers easy access while maintaining a quiet, spacious country setting. Home is move-in-ready home with mountain views, acreage, and plenty of potential, this Pinon Hills property is ready to welcome you home!
Location
Pinon Hills, San Bernardino County, CA 92372
Open on Google Maps ↗Listed by: Evelyn Upstill · EXP REALTY OF CALIFORNIA INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,470
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,990 · Loan: $377,910
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,575
- Property tax (1.25%)
- $437
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pinon Hills home with as little as 3.5% down using an FHA loan — roughly $14,697 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Pinon Hills property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Pinon Hills, CA 92372 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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