178 Stage Trail Road
Camarillo, CA, 93010
$920,000
MLS: 226001107
Beds
3
Baths
3
Sq Ft
1,790
Lot
0.06 ac
Year Built
2017
MLS #
226001107
Days on Market
38
Listed
Mar 10, 2026
Description
Fabulous opportunity to assume a 2.5% loan in one of the most desirable Camarillo Springville communities! Welcome to 178 StageTrail Road. Beautifully upgraded, the home offers modern finishes, flexible floor plan, and exceptional details. The open-concept main level is light & bright featuring stunning wood-look ceramic tile flooring that flows to the private patio for easy indoor-outdoor living. Its spacious kitchen is designed for gathering, highlighted by the large center island, quartz countertops, separate pantry, and abundant storage. The dining and living areas create a great room that is wonderful for hosting. A downstairs bedroom and bath provide the perfect space for guests, multigenerational living, or a private home office. Upstairs find two generously sized bedroom suites. The primary suite's bathroom has an elegant separate soaking tub, upgraded cabinets, mirrors, and lighting, while the spacious secondary suite offers a large closet, attached full bath, and great light. Additionally, upstairs has a second family room loft area for a quiet retreat or gathering space. Laundry is easy in the upstairs separate laundry room with abundant storage and counter space. The home features a solar system for energy efficiency, direct access to its two car garage, additional private parking space, and has no neighbors behind it. HOA covers front yard maintenance to simplify your life. Enjoy all the area has to offer with Camarillo's wonderful weather. The private stamped concrete patio is a fantastic place to entertain or unwind with room for outdoor dining, bbq-ing, and more. For an active lifestyle, the property is located close to the popular 5 acre Mel Vincent Park with basketball & volleyball courts, walking trail, & playground. Nearby dog park, public tennis courts, and minutes to beaches & hiking add to the fun. Enjoy the area's quality shopping, entertainment, & fine dining, all with easy commuter access, truly making this a great place to call home. Taking advantage of the sellers' current 2.5% assumable loan definitely adds to the value. Must see to appreciate!
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: Judith Thielemann · Squires Development & Real Estate, Inc.
Payment estimate
$6,691
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,000 · Loan: $828,000
- Principal & Interest
- $5,087
- Property tax (1.25%)
- $958
- Homeowners insurance
- $300
- Mortgage insurance
- $345
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $32,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Camarillo property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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