Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

17880 Ferndell Lane

Victorville, CA, 92395

1 / 38View all 38 photos

$470,000

MLS: HD26073078

Beds

3

Baths

2

Sq Ft

1,718

Lot

0.17 ac

Year Built

1987

MLS #

HD26073078

Days on Market

15

Listed

Apr 6, 2026

Description

Just Listed! JUST REDUCED!!! THIS SELLER HAS BEEN RELOCATED AND IS SERIOUS!! Don't miss this one! Beautifully upgraded home in the highly desirable Spring Valley Lake community! Nestled on a quiet cul-de-sac, this property offers privacy, comfort, and a peek-a-boo lake view. Shutters throughout! Ideal north/south orientation helps reduce direct sun exposure, keeping the home cooler during summer. Features include updated flooring, a refreshed kitchen with upgraded countertops and ample cabinetry, and a bright open floor plan with spacious bedrooms. Enjoy private lake access, parks, and recreation, all near shopping, dining, and commuter routes. Great opportunity-THIS ONE AT THIS PRICE WON'T LAST!!

Location

Victorville, San Bernardino County, CA 92395

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Listed by: Barbara Gottuso · Coldwell Banker Home Source

Payment estimate

$3,565

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,000 · Loan: $423,000

%
Principal & Interest
$2,599
Property tax (1.25%)
$490
Homeowners insurance
$300
Mortgage insurance
$176
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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