1802 20th Street B
Santa Monica, CA, 90404
$900,000
MLS: 26830603
Beds
2
Baths
3
Sq Ft
1,173
Lot
0.17 ac
Year Built
1991
MLS #
26830603
Days on Market
24
Listed
May 20, 2026
Description
Bright and inviting 2-bedroom, 2.5-bathroom Santa Monica townhome filled with abundant natural light and thoughtfully designed living spaces throughout. The open-concept living area features wood look tile flooring, recessed lighting, and an effortless flow ideal for both everyday living and entertaining. The updated chef's kitchen is equipped with quartz countertops, stainless steel appliances, a custom tile backsplash, breakfast bar, and an adjacent dining area with direct access to a private patio, perfect for indoor/outdoor living and entertaining, all enhanced by an abundance of windows that fill the home with natural light. A powder room with laundry area complete the main level. Upstairs showcases the spacious primary suite featuring a private balcony with serene treetop views, a walk-in closet, and an en-suite bathroom. The second bedroom also offers an en-suite bathroom, providing comfort and privacy for guests or family members. Additional highlights include side-by-side parking with an EV charger and is situated within a well-maintained 5-unit building. Ideally located in a prime Santa Monica location just a short drive to the beach, the 10 freeway, shops, and restaurants.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Jesse Weinberg · Jesse Weinberg
Payment estimate
$7,085
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $90,000 · Loan: $810,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,130
- Property tax (1.25%)
- $938
- Homeowners insurance
- $300
- Mortgage insurance
- $338
- HOA dues
- $380
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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