$849,000
MLS: 26840415
Beds
2
Baths
2
Sq Ft
1,036
Lot
0.18 ac
Year Built
1972
MLS #
26840415
Days on Market
14
Listed
May 29, 2026
Description
Set within a bright Santa Monica neighborhood, this top-floor residence offers a refined blend of comfort and functionality. The thoughtfully designed layout features an open-concept living and dining area, creating a natural flow for both everyday life and entertaining. The windowed kitchen provides ample storage space and seamlessly connects to a private patio. Both bedrooms are well-proportioned, including a primary suite with its own bath, while a second bathroom serves guests and the additional bedroom. Natural light fills the interior, enhancing the home's clean lines and inviting atmosphere. Additional highlights include in-unit laundry, HVAC system, and two covered parking spots with storage. Conveniently positioned near a variety of shopping, dining, and local amenities, this residence presents a compelling opportunity to enjoy the ease and appeal of Santa Monica living.
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Richard Stearns · Compass
Payment estimate
$6,792
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $84,900 · Loan: $764,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,840
- Property tax (1.25%)
- $884
- Homeowners insurance
- $300
- Mortgage insurance
- $318
- HOA dues
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90404 (Santa Monica)within ±10% of this home's price and size.
$799,000
1440 23Rd Street 313
Santa Monica, 90404
$849,000
1528 Yale Street 3
Santa Monica, 90404
$870,000
2452 Chelsea Place M
Santa Monica, 90404
$900,000
1802 20th Street B
Santa Monica, 90404
Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.
