18060 Pebble Beach Drive
Victorville, CA, 92395
$499,000
MLS: CV26074458
Beds
3
Baths
2
Sq Ft
2,304
Lot
0.18 ac
Year Built
1976
MLS #
CV26074458
Days on Market
1
Listed
Apr 10, 2026
Description
EXPERIENCE RESORT-STYLE LIVING IN SPRING VALLEY LAKE, “THE JEWEL OF THE HIGH DESERT.” This gorgeous 3-bed, 2-bath home sits directly on the golf course, offering unmatched views and a vibrant lifestyle. Inside features a bright, open layout featuring a cozy fireplace, updated interior and exterior paint, and refreshed laminate flooring. The inviting kitchen boasts updated marble countertops and a custom tile backsplash, flowing seamlessly into the living areas. Both bathrooms feature upgraded dual-sink vanities with quartz countertops. The home is complete with a recently updated roof and a 2-car garage. Your expansive backyard is an entertainer's dream, featuring a covered patio, wrought-iron fencing, and a private gate opening right onto the fairway. RARE OPPORTUNITY: This property features an ASSUMABLE LOAN with an ultra-low 2.75% interest rate! Please inquire for details. Beyond the home, enjoy exclusive HOA amenities: a 200-acre waterski lake, marina, beach, fishing, an equestrian center, and parks. With 24/7 Public Safety Department, you're not just buying a home—you're securing a premier lifestyle. Welcome home!
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Ramiro Solano · REDFIN CORPORATION
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Victorville property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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