18063 Mariner Drive
Victorville, CA, 92395
$695,000
MLS: CV26063767
Beds
2
Baths
2
Sq Ft
1,583
Lot
0.17 ac
Year Built
1979
MLS #
CV26063767
Days on Market
2
Listed
Apr 2, 2026
Description
Welcome to waterfront living in Spring Valley Lake—where every day feels like a getaway. This home is ideally situated on OPEN WATER in a rare wind and sun-protected location, offering calmer waters and comfortable outdoor living year-round. Enjoy fishing from your own dock and private BOAT RAMP—perfect for effortless days on the lake right from your backyard. Take in beautiful water views and enjoy front-row seats to the community’s 4th of July fireworks show. The outdoor space is designed for low maintenance and entertaining, featuring realistic looking artificial turf in the front yard and a fully concrete, built-in fire pit, partially fenced backyard patio—ideal for relaxing or hosting lakeside gatherings. Spring Valley Lake offers a private lake, marina, beach, parks, golf course (with Membership), and 24/7 security, creating a true resort-style lifestyle. This is your opportunity to own a piece of lakefront living.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Karen Cochran · FIRST TEAM REAL ESTATE
Payment estimate
$5,128
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500
- Principal & Interest
- $3,843
- Property tax (1.25%)
- $724
- Homeowners insurance
- $300
- Mortgage insurance
- $261
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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