Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

18063 Mariner Drive

Victorville, CA, 92395

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$695,000

MLS: CV26063767

Beds

2

Baths

2

Sq Ft

1,583

Lot

0.17 ac

Year Built

1979

MLS #

CV26063767

Days on Market

2

Listed

Apr 2, 2026

Description

Welcome to waterfront living in Spring Valley Lake—where every day feels like a getaway. This home is ideally situated on OPEN WATER in a rare wind and sun-protected location, offering calmer waters and comfortable outdoor living year-round. Enjoy fishing from your own dock and private BOAT RAMP—perfect for effortless days on the lake right from your backyard. Take in beautiful water views and enjoy front-row seats to the community’s 4th of July fireworks show. The outdoor space is designed for low maintenance and entertaining, featuring realistic looking artificial turf in the front yard and a fully concrete, built-in fire pit, partially fenced backyard patio—ideal for relaxing or hosting lakeside gatherings. Spring Valley Lake offers a private lake, marina, beach, parks, golf course (with Membership), and 24/7 security, creating a true resort-style lifestyle. This is your opportunity to own a piece of lakefront living.

Location

Victorville, San Bernardino County, CA 92395

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Listed by: Karen Cochran · FIRST TEAM REAL ESTATE

Payment estimate

$5,128

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,500 · Loan: $625,500

%
Principal & Interest
$3,843
Property tax (1.25%)
$724
Homeowners insurance
$300
Mortgage insurance
$261
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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