$437,000
Original list price: $427,000
MLS: HD26141991
Beds
4
Baths
3
Sq Ft
2,290
Lot
0.17 ac
Year Built
1982
MLS #
HD26141991
Days on Market
39
Listed
Jul 20, 2026
Description
OPEN HOUSE SUNDAY 8-30 1:30-5:00 pm LOCATION LOCATION LOCATION!! ****SPRING VALLEY LAKE IS A LITTLE UTOPIA**** In the prestigious neighborhood of Spring Valley Lake and very affordable!! Even has a small conversion that doubles for a 4th bedroom not included in the square footage. Walk into vaulted ceilings with high windows that allow the natural light to flood into the house and gives that open concept and spacious feel. The Primary bedroom also has vaulted ceilings and large high windows that allow the natural light and a very spacious feel. This owner has tastefully built in some very special additional areas for storage and a primary room walk in closet and even an office with easy walk in access! Beautiful real grass yard front and back, with plenty of room for a pool, and a great covered patio for barbeques and gathering. Sprinklers, front and back with drip system as well. The front yard has a cozy courtyard for evening relaxing and the primary bedroom upstairs has a beautiful balcony looking out over the water across the street. Full security system just needs to be activated. Located in Spring Valley Lake 200 acre lake community with access to boating, 14 designated fishing areas, wake boarding, water skiing, wave runners, boating, swimming, parks, beaches, and more. Don't miss this opportunity to own a beautiful home in the Victor Valley’s premier lake community! Bands on the beach once a month all summer long. Basketball and a kids play area on the beach as well as picnic areas and outdoor cooking on the beach! All the fun you could possibly hope for right in your own neighborhood. Also there is an 18 hole golf course and a Country Club, for an additional price. Pickleball, tennis, racquetball, pool, spa and a gym as well as golfing.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Candace Foster · KW Mojave
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,611
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $43,700 · Loan: $393,300
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,554
- Property tax (1.25%)
- $455
- Homeowners insurance
- $300
- Mortgage insurance
- $164
- HOA dues
- $138
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,295 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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