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PendingSingleFamilyResidence

18220 Bowie

Tehachapi, CA, 93561

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$389,000

MLS: OC26210834

Beds

3

Baths

2

Sq Ft

1,396

Lot

0.35 ac

Year Built

2003

MLS #

OC26210834

Days on Market

18

Listed

Sep 28, 2026

Description

Welcome to 18220 Bowie St in Stallion Springs! Situated on a spacious 15,409 sq ft lot, this well-maintained 3-bedroom, 2-bath home offers 1,396 sq ft of comfortable living space along with a desirable 3-car garage. Inside, the open and inviting floor plan features tile flooring, abundant natural light, plantation shutters, and a spacious living area highlighted by a wood-burning stove with an impressive brick surround. The kitchen offers generous wood cabinetry, ample counter space, and opens naturally to the dining area, creating an easy flow for everyday living and entertaining. The primary suite features a large bathroom with dual sinks and a walk-in closet, while two additional bedrooms provide flexibility for family, guests, or a home office. An indoor laundry room adds everyday convenience. Outside, enjoy a generous yard with automated sprinklers, an apple tree and peach tree, plus a back patio already equipped with a dedicated gas line for your BBQ—perfect for outdoor cooking and entertaining. Built in 2003 and offering plenty of room inside and out, this Stallion Springs home combines comfort, functionality, and the extra garage space that's always hard to find.

Location

Tehachapi, Kern County, CA 93561

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Listed by: Michelle Towell · The Childress Group, Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,175

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $38,900 · Loan: $350,100

%

Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,405
Property tax (1%)
$324
Homeowners insurance
$300
Mortgage insurance
$146
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 22, 2026

30-year fixed
7.32%
15-year fixed
6.68%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $13,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing+

ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.

Similar Homes Nearby

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Local Market Stats

See Tehachapi, CA 93561 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.