1851 W 23rd Street
San Bernardino, CA, 92407
$649,000
Original list price: $629,000
MLS: 26838601
Beds
5
Baths
3
Sq Ft
1,558
Lot
0.41 ac
Year Built
1948
MLS #
26838601
Days on Market
24
Listed
May 26, 2026
Description
FULLY REMODELED, LARGE LOT, 100% VACANT, NORTH SAN BERNARDINO, TWO-UNIT PROPERTY, WITH 1-CAR GARAGE. UNIT A IS 3 BEDROOMS, 1.5 BATHROOMS. UNIT B IS 2 BEDROOMS AND 1 BATHROOM. CENTRAL AIR/HEAT IN UNIT A AND BRAND-NEW HEAT PUMP/MINI SPLIT SYSTEM IN UNIT B. BRAND NEW ROOFS. NEW RECESSED LIGHTING. NEW DUAL PANE WINDOWS. BRAND NEW KITCHEN CABINETS FOR BOTH UNITS, NEW COUNTERS, NEW GARBAGE DISPOSALS. NEW WATER-PROOF VINYL FLOORING IN LIVING ROOMS, KITCHENS, AND BEDROOMS. NEW VANITIES, NEW TOILETS. UPDATED PLUMBING AND ELECTRICAL FIXTURES FOR BOTH UNITS. NEW LIGHT FIXTURES. EACH UNIT HAS ITS OWN LAUNDRY AREA. 1-CAR GARAGE WITH NEW GARAGE DOOR. PROPERTY HAS BEEN FRESHLY PAINTED IN AND OUT WITH GORGEOUS COLOR SCHEMES. (2 SEPARATE GAS METERS, 2 SEPARATE ELECTRICAL METERS, 2 SEPERATE WATER METERS) EASY FREEWAY ACCESS 210 RIGHT AROUND THE CORNER FROM SUBJECT. FHA/DOWN PAYMENT ASSISTANCE-OK!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Eran Fattal · Dynasty Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,232
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,012
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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