18570 Niagara
Victorville, CA, 92395
$649,000
Original list price: $695,000
MLS: HD26150812
Beds
4
Baths
3
Sq Ft
2,609
Lot
0.19 ac
Year Built
1990
MLS #
HD26150812
Days on Market
115
Listed
Jul 10, 2026
Description
From the moment you arrive, you’ll notice the rare RV/trailer parking, newly poured driveway, and inviting curb appeal. Inside, the home opens to a bright, flowing layout with a dramatic staircase, formal living and dining areas, and a spacious family room anchored by a cozy fireplace. The fully updated kitchen features modern finishes, ample counter space, and a sunlit breakfast nook- perfect for everyday living and entertaining. 4 spacious bedrooms + 3 full bathrooms, Downstairs bedroom + full bath (ideal for guests or multi-gen living) Private primary suite with balcony overlooking open views. Fully remodeled kitchen and updated finishes throughout. RV/trailer parking (hard to find in this community) Private backyard with spa, ready for relaxing or entertaining. Indoor laundry with direct garage access. Enjoy all the benefits of Spring Valley Lake living, including boating, fishing, parks, and a strong sense of community- all just minutes from shopping, dining, and commuter access. This home offers a rare combination of location, upgrades, and lifestyle features- schedule your showing before it’s gone!
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Allison Flatt · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,342
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,981
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
- HOA dues
- $142
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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