189 Moreno Lane
Sugarloaf, CA, 92386
$359,000
MLS: OC26053766
Beds
2
Baths
1
Sq Ft
976
Lot
0.17 ac
Year Built
1977
MLS #
OC26053766
Days on Market
30
Listed
Mar 12, 2026
Description
Single-family cabin fully remodeled! This cozy 2 bedrooms, 1 bathroom home has been completely updated and is move-in ready, offering the perfect blend of comfort and mountain charm. Recent renovations include new flooring, freshly painted exterior walls, new bathroom, beautifully updated kitchen, including dishwasher and washer/dryer. The home is all furnished and for your convenience, all new furniture can be included for a small additional price. Situated on a spacious, flat corner lot, the property offers a huge yard with endless possibilities. Barbecue area under a charming gazebo, space to park trailer, boat or RV. A storage shed is also included, providing extra room for tools, equipment, or seasonal items. Located just 6 miles from the ski resort, walking distance to the local elementary and high schools, yet far enough to maintain peace and quiet. An excellent opportunity for investors seeking a vacation rental or for first-time buyers looking for an affordable, turnkey mountain retreat. For sale separately or together with a neighbor home (183 Moreno Lane - Sugarloaf)
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Marina Moulin Penido Ferrei · O'Donnell Real Estate
Payment estimate
$2,794
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,900 · Loan: $323,100
- Principal & Interest
- $1,985
- Property tax (1.25%)
- $374
- Homeowners insurance
- $300
- Mortgage insurance
- $135
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $12,565 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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