1901 Bernina Dr
Pine Mountain Club, CA, 93222
$349,000
MLS: SR25275001
Beds
3
Baths
2
Sq Ft
1,984
Lot
0.31 ac
Year Built
1977
MLS #
SR25275001
Days on Market
49
Listed
Dec 12, 2025
Description
A rare opportunity! Don't miss out— log cabins like this don't stay on the market long! This beautifully log cabin is the perfect blend of rustic charm and modern comfort, offering 1,984 sq. ft. of living space. The interior features three bedrooms, 2 baths, and a spacious den, providing plenty of room for family and guests. Step out onto the spacious covered front deck/porch to take in the serene setting. Perfectly situated on a quiet corner lot of almost 1/3 acre, the property offers unmatched privacy as it backs directly to the green belt. Additional practical features include crawlspace storage and an additional shed. Enjoy easy access to this mountain retreat, which is conveniently located near the village center and all amenities. As a member of the PMCPOA, you gain access to a host of premier amenities, including an 18-hole golf course, a swimming pool, tennis courts, a clubhouse with dining, and fitness facilities. This is truly the mountain lifestyle you've been seeking. Come take a look; you'll be glad you did!
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Karen Barrios · eXp Realty of California Inc
Payment estimate
$2,724
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,900 · Loan: $314,100
- Principal & Interest
- $1,930
- Property tax (1.25%)
- $364
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $12,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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