Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

1902 Ribera Drive

Oxnard, CA, 93030

1 / 24View all 24 photos

$960,000

MLS: V1-32842

Beds

4

Baths

3

Sq Ft

2,543

Lot

0.08 ac

Year Built

2001

MLS #

V1-32842

Days on Market

148

Listed

Oct 14, 2025

Description

Beautiful Corner Lot Home in Prime Location!Welcome to this well-maintained two-story gem that showcases true pride of ownership. Built in 2001, this spacious 4-bedroom, 2.5-bathroom home with a den offers 2,543 sq ft of comfortable living space on a 3,500 sq ft lot. One bedroom and 3/4 bathroom conveniently located on the first floor -- perfect for guests or multi-generational living. Upstairs features a cozy den, ideal for a home office, media room, or relaxation space. Attached 3-car garage for secure parking and extra storage. Just one block from the Saint John Hospital and the brand-new Del Sol High School. Corner house. Quick access to the 101 freeway makes commuting a breeze. Minutes from shopping centers, dining spots, and The Collection.

Location

Oxnard, Ventura County, CA 93030

Open on Google Maps ↗

Listed by: Julio Gomez · Blue Sky Realty

Payment estimate

$6,969

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $96,000 · Loan: $864,000

%
Principal & Interest
$5,309
Property tax (1.25%)
$1,000
Homeowners insurance
$300
Mortgage insurance
$360
Open the full calculator →

Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $33,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Oxnard, CA 93030 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

Free Buyer & Seller Tools

Net Sheet Calculator

Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.

Request access

Property Comparison

Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.

Request access

Drive Time Calculator

Check commute times from this address to work, school, or anywhere else before you commit.

Request access

Buyer Cost Sheet

Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.

Request access