11580 Oak Street
Apple Valley, CA, 92308
$299,999
MLS: HD25182426
Beds
2
Baths
2
Sq Ft
1,203
Lot
0.07 ac
Year Built
2000
MLS #
HD25182426
Days on Market
170
Listed
Aug 14, 2025
Description
Home is located in the most popular 55 and over, Secure Gated Community of Jess Ranch. This Charming two bedroom Home, located in the sought-after Jess Ranch Community is very well-maintained. Property offers the perfect blend of comfort and convenience for you to enjoy a relaxed lifestyle in a serene environment. Step inside to find open and inviting space, The Home features two spacious bedrooms, each with its own walk-in closet, offering plenty of storage and room for a sitting area, desk, etc…. Two full bathrooms provide added privacy and comfort for residents and guests. Enjoy the private patio, an ideal spot for morning coffee or evening relaxation. Patio area is fenced in to secure your pets.The attached two-car garage is a great bonus and provides ample space for vehicles and additional storage. Washer and dryer are included in the sale. Jess Ranch is known for its vibrant community amenities, including walking paths, pool, Recreation room and other amenities to enhance the quality of life for its residents. The location is also conveniently located close to shopping, dining and medical services. Don't miss out on this opportunity to make this charming home yours!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: JoAnne Ruthford · HDHOMES
Payment estimate
$2,384
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $269,999
- Principal & Interest
- $1,659
- Property tax (1.25%)
- $312
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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