19103 Frances
Apple Valley, CA, 92308
$299,999
MLS: HD26043754
Beds
2
Baths
2
Sq Ft
1,408
Lot
0.06 ac
Year Built
1991
MLS #
HD26043754
Days on Market
1
Listed
Feb 28, 2026
Description
Jess Ranch 55+ Senior Living at its best. This beautiful 2-story, Flamingo model is move-in ready. Features include large living room overlooking the covered patio with lots of plants, one master suite downstairs with walk-in closet lined with cedar plank walls, one master suite with balcony upstairs, lots of custom tile, all appliances in kitchen overlooking a cozy nook. New kitchen cabinets, quartz counter tops, with beautiful backsplash and recessed ceiling lights. you will love the big farm style sink. How about a custom built pantry. The downstairs room suitable for office/den or additional bedroom. Recent upgrades, interior paint, downstairs master and stairway carpet, custom cabinetry in upstairs master, extensive storage in garage.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Robert Loenhorst · First Team Real Estate
Payment estimate
$2,384
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $269,999
- Principal & Interest
- $1,659
- Property tax (1.25%)
- $312
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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