19099 Frances
Apple Valley, CA, 92308
$269,000
MLS: HD26061140
Beds
2
Baths
2
Sq Ft
1,195
Lot
0.08 ac
Year Built
1991
MLS #
HD26061140
Days on Market
59
Listed
Mar 23, 2026
Description
Located in Apple Velley's long standing and sought after senior Community. Jess Ranch offers a clean, safe and secured style of living. This 2 bedroom 2 bath home offers laminate wood flooring, oversized master with built ins and 2 sinks in master bath. Large living/dining area that opens to a covered patio on the greenbelt. Step saver kitchen with nook area provides ample space and cabinets. Home has been freshly painted and windows professionally cleaned. Don't miss out on this golden opportunity!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Gerald Rohrbacher · First Team Real Estate-HighDes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,472
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $26,900 · Loan: $242,100
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,543
- Property tax (1.25%)
- $280
- Homeowners insurance
- $300
- Mortgage insurance
- $101
- HOA dues
- $248
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $9,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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