19099 Frances
Apple Valley, CA, 92308
$269,000
MLS: HD26061140
Beds
2
Baths
2
Sq Ft
1,195
Lot
0.08 ac
Year Built
1991
MLS #
HD26061140
Days on Market
3
Listed
Mar 23, 2026
Description
Located in Apple Velley's long standing and sought after senior Community. Jess Ranch offers a clean, safe and secured style of living. This 2 bedroom 2 bath home offers laminate wood flooring, oversized master with built ins and 2 sinks in master bath. Large living/dining area that opens to a covered patio on the greenbelt. Step saver kitchen with nook area provides ample space and cabinets. Home has been freshly painted and windows professionally cleaned. Don't miss out on this golden opportunity!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Gerald Rohrbacher · First Team Real Estate-HighDes
Payment estimate
$2,169
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,900 · Loan: $242,100
- Principal & Interest
- $1,488
- Property tax (1.25%)
- $280
- Homeowners insurance
- $300
- Mortgage insurance
- $101
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $9,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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