199 S Catalina Street
Ventura, CA, 93001
$1,059,000
Original list price: $1,095,000
MLS: V1-38741
Beds
2
Baths
1
Sq Ft
996
Lot
0.13 ac
Year Built
1926
MLS #
V1-38741
Days on Market
42
Listed
Sep 15, 2026
Description
Some homes capture the character of Ventura the moment you see them. Built in 1926, 199 S Catalina Street is one of those homes--a classic Spanish bungalow where nearly a century of architectural charm meets the laid-back rhythm of Midtown living.This 2-bedroom, 1-bath home offers approximately 996 square feet of inviting living space filled with the details that make homes of this era so special. Original hardwood floors flow through the living room, dining room and bedrooms, while the wood-burning fireplace, picture rails and classic architectural details add warmth and personality throughout.The light-filled living room opens to a formal dining room, creating a comfortable space for everyday living and entertaining. The kitchen includes a cozy breakfast nook, while interior laundry adds everyday convenience. Out back, a detached bonus space offers flexibility for a home office, creative studio, workout room or guest retreat. A detached two-car garage, driveway parking and alley access provide additional functionality rarely found in a home of this size.The front and rear yards offer room to relax, garden and enjoy Ventura's year-round coastal climate. Set along one of Midtown Ventura's established residential streets, the location puts neighborhood coffee shops, restaurants, parks and everyday conveniences close at hand, with Downtown Ventura and the beach just minutes away. Whether you're heading out for a morning surf, grabbing coffee nearby or spending the evening downtown, this is a home that makes it easy to enjoy the best of the Ventura lifestyle.Classic Spanish character, flexible bonus space and an exceptional Midtown location come together in a home that feels distinctly Ventura--full of personality, connected to the neighborhood and close to the coast.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Jeffrey Belzer · LIV Sotheby's International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,347
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $105,900 · Loan: $953,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,547
- Property tax (1.25%)
- $1,103
- Homeowners insurance
- $300
- Mortgage insurance
- $397
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $37,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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