20 38Th Place 26
Long Beach, CA, 90803
$1,098,000
MLS: 260023417SD
Beds
2
Baths
3
Sq Ft
1,526
Lot
0.25 ac
Year Built
1990
MLS #
260023417SD
Days on Market
8
Listed
Sep 25, 2026
Description
COASTAL LIVING IN BELMONT HEIGHTS! Welcome to Residence #26 at Belmont Estates, where an OPEN, INVITING FLOOR PLAN and a sought-after Long Beach location come together to create an exceptional place to call home. Enjoy beautiful VIEWS and a light, open atmosphere with a layout designed for comfortable everyday living and entertaining. Beyond the residence, it's the LIFESTYLE that truly sets this location apart. Head toward the Peninsula and take in the ocean views, stroll along Second Street for shopping, dining and local favorites, explore the beautiful residential streets of Belmont Shore, walk or bike the nearby path, or relax along the grassy areas overlooking the beach off Ocean Boulevard. The surrounding neighborhood offers an incredible combination of COASTAL LIVING, CONVENIENCE & COMMUNITY. The owner has especially appreciated the KINDNESS OF THE NEIGHBORS and the ability to enjoy so much of the area on foot. RESERVED PARKING adds another level of everyday convenience. Whether you're looking for a primary residence or a Southern California coastal retreat, Residence #26 offers an opportunity to experience one of Long Beach's most desirable lifestyles.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Robert Colello · eXp Realty of California, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $109,800 · Loan: $988,200
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,842
- Property tax (1.25%)
- $1,144
- Homeowners insurance
- $300
- Mortgage insurance
- $412
- HOA dues
- $735
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $38,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Long Beach, CA 90803 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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