Under ContractSingleFamilyResidence

20005 Bald Mountain

Tehachapi, CA, 93561

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$449,000

MLS: SR26072282

Beds

3

Baths

2

Sq Ft

1,599

Lot

0.23 ac

Year Built

1991

MLS #

SR26072282

Days on Market

9

Listed

Apr 7, 2026

Description

A refined offering that feels better than new! Where modern design meets relaxed country luxury. Extensively updated and curated with care, this home delivers a more elevated living experience than many newly built properties, where quality, comfort, and style come together effortlessly. From the moment you enter, vaulted ceilings, wide-plank flooring, and a striking stone fireplace create a warm yet sophisticated atmosphere. The chef-inspired kitchen has been beautifully remodeled with timeless finishes, stainless steel appliances, and an oversized island designed for both entertaining and everyday living. The home offers three well-appointed bedrooms, including a serene primary suite with a recently remodeled bathroom, creating a peaceful retreat. Thoughtful upgrades throughout the home enhance both form and function, including updated flooring, remodeled bathrooms, refreshed interior and exterior paint, newer windows and sliding glass door, a newer HVAC system with updated ducting, and a recently replaced water heater—offering true turnkey comfort and efficiency. Step outside to a private, resort-style setting designed to embrace the surrounding natural beauty. The expansive backyard features a covered patio, manicured lawn, irrigation, winding pathways, and a custom fire pit area—all perfectly positioned to take in sweeping mountain and valley views. Situated on a spacious ~10,000 sq ft lot, the property also provides potential RV parking, two storage sheds, and room to expand. There is even potential to acquire the adjacent lot, creating a rare opportunity to preserve and enhance your view corridor for years to come. This is more than a home, it’s a lifestyle defined by thoughtful upgrades, scenic beauty, and elevated everyday living.

Location

Tehachapi, Kern County, CA 93561

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Listed by: Lacey Rossi · SCV Country Real Estate

Payment estimate

$3,325

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100

%
Principal & Interest
$2,483
Property tax (1%)
$374
Homeowners insurance
$300
Mortgage insurance
$168
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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