2002 4th Street 208
Santa Monica, CA, 90405
$749,000
Original list price: $799,000
MLS: 26834231
Beds
1
Baths
1
Sq Ft
864
Lot
0.60 ac
Year Built
1962
MLS #
26834231
Days on Market
33
Listed
May 14, 2026
Description
Discover coastal living at its finest in this beautifully maintained one-level 1-bedroom, 1-bath residence located in the heart of Santa Monica. Just a short walk from the beach and ocean, this home offers the perfect blend of comfort, convenience, and California lifestyle. Inside, the thoughtfully designed layout provides easy, single-level living with a bright and inviting atmosphere. The unit includes a designated gated parking space, ensuring both security and convenience. The well-maintained building offers desirable amenities including elevator access, a community pool, and secured gated entry with key-access-only control for added peace of mind. Perfectly situated near Santa Monica's world-class dining, shopping, and coastal attractions, this home is ideal for those seeking a vibrant beachside lifestyle or a prime investment opportunity.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Sierus Erdelyi · TruLine Realty
Payment estimate
$6,272
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $74,900 · Loan: $674,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,270
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
- HOA dues
- $641
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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