2909 10th 4
Santa Monica, CA, 90405
$719,000
MLS: DW26010470
Beds
2
Baths
1
Sq Ft
715
Lot
0.19 ac
Year Built
1959
MLS #
DW26010470
Days on Market
93
Listed
Jan 15, 2026
Description
Bright and beautifully updated apartment in the desirable Ocean Park neighborhood of Santa Monica, featuring an open-concept layout with wide-plank flooring, fresh white interiors, and modern designer lighting. The renovated kitchen offers quartz countertops, custom cabinetry, stainless steel appliances, and a breakfast bar that opens to the living area, while the updated bathroom showcases stylish tilework, a modern vanity, and a tub/shower combination. Enjoy a prime location near Main Street, local cafés, dining, shopping, and just minutes from the beach—offering the best of coastal Santa Monica living.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Jacqueline Soto · eHomes
Payment estimate
$5,294
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $71,900 · Loan: $647,100
- Principal & Interest
- $3,976
- Property tax (1.25%)
- $749
- Homeowners insurance
- $300
- Mortgage insurance
- $270
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $25,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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