20061 Shadow Hills Court
Saugus, CA, 91390
$815,000
MLS: GD26027698
Beds
3
Baths
2
Sq Ft
1,767
Lot
0.17 ac
Year Built
1993
MLS #
GD26027698
Days on Market
65
Listed
Feb 6, 2026
Description
Dreaming of a charming single-story house in a peaceful neighborhood near excellent schools and parks? Look no further! This house is perfect for you. It boasts an inviting living room and dining area that seamlessly flow into the family room with a cozy fireplace and a bright kitchen with a kitchen nook. The master bedroom, complete with an ensuite bathroom, has a backyard access for added comfort. The floor plan includes two additional bedrooms, another full bathroom, a laundry room with hookups and a sink, and a two-car attached garage. The private backyard, accessible from both the family room and master bedroom, will surely enhance your outdoor living experience. NO HOA, NO Mello-Roos! New HVAC system, updated recessed lighting, and low maintenance landscaping. Some photos are virtually staged to inspire furnishing ideas. Situated on a quiet cul-de-sac, this meticulously maintained home is ready for its new owner.
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Alla Hovhannisyan · SDA Realty
Payment estimate
$5,961
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $81,500 · Loan: $733,500
- Principal & Interest
- $4,507
- Property tax (1.25%)
- $849
- Homeowners insurance
- $300
- Mortgage insurance
- $306
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $28,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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