201 Ocean Avenue 1405P
Santa Monica, CA, 90402
$899,000
MLS: 26997819
Beds
1
Baths
1
Sq Ft
971
Lot
0.89 ac
Year Built
1971
MLS #
26997819
Days on Market
8
Listed
Oct 7, 2026
Description
Experience sophisticated coastal living in this updated one-bedroom condo at Ocean Towers, one of Santa Monica's premier full-service residential buildings on iconic Ocean Avenue. Floor-to-ceiling windows frame serene city and mountain views, while the open-concept interior extends to a spacious private balcony for effortless indoor-outdoor living. The residence features a decorative fireplace, built-in audio/visual components, and abundant natural light throughout.The gourmet kitchen offers Bosch appliances, generous cabinetry, and a large Caesarstone center island ideal for cooking and entertaining. The bedroom provides a custom closet organizer system, while the elegant bathroom features dual sinks, an oversized shower, and heated floors.Residents of Ocean Towers enjoy a true full-service Santa Monica lifestyle with 24-hour concierge, valet parking, doorman, pool, spa, fitness center, sauna, library, terrace/event room, onsite management, and available maid service by arrangement. Ideally located at Ocean Avenue and San Vicente, the home is close to the beach, Palisades Park, shopping, dining, recreation, and the best of Santa Monica's coastal lifestyle.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Rick Ojeda · Carolwood Estates
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,437
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $89,900 · Loan: $809,100
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,602
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
- HOA dues
- $1,261
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90402 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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