201 S Olive Street
Ventura, CA, 93001
$859,000
MLS: V1-34244
Beds
3
Baths
2
Sq Ft
1,449
Lot
0.07 ac
Year Built
1905
MLS #
V1-34244
Days on Market
88
Listed
Jan 22, 2026
Description
Built in 1905 and completely reimagined in 2024, this beautiful Ventura beach home blends timeless coastal charm with modern comfort--and has never been lived in since the renovation. Located just blocks from legendary C-Street surf, this is currently the closest single-family home on the market to the break, making it a dream basecamp for surfers, beach lovers, and anyone who lives for the Ventura coastline. For commuters heading to Santa Barbara or Ojai, the location is unbeatable--just steps to the Ventura Amtrak Station and quick freeway access. This property is especially appealing for those with an active lifestyle or anyone who appreciates a location where arriving and departing is easy. Step outside and you're immediately connected to Ventura's vibrant beach culture. Ride your bike along the Ventura Promenade, grab pizza at Tony's, meet friends at Topa Topa Brewing, stroll the Ventura Pier, or paddle out for an early morning surf session before catching the train north.Inside, the home is truly turn-key. The fully remodeled interior features two bedrooms and a full bath downstairs, with a private upstairs bedroom and additional bathroom--perfect for guests, visiting family.The beautifully updated kitchen includes quartz countertops, a 6-burner stove, dishwasher, and modern finishes throughout. Additional upgrades include double-pane windows, central air conditioning, and an interior washer and dryer for everyday convenience. A rare bonus for this area is the oversized parking space, large enough for a Sprinter van, RV, surf gear trailer, or adventure toys--ideal for travelers, weekend explorers, or retirees hitting the road between coastal destinations. Offered fully furnished (not staged), this move-in-ready coastal home is perfect as a surf retreat, Santa Barbara commuter base, lock-and-leave beach house. Opportunities this close to Ventura's iconic C-Street surf break rarely come available--especially in a home that blends historic character with a brand-new interior.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Heather Turner · Ventura Real Estate Company
Payment estimate
$6,267
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,900 · Loan: $773,100
- Principal & Interest
- $4,750
- Property tax (1.25%)
- $895
- Homeowners insurance
- $300
- Mortgage insurance
- $322
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $30,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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