20112 Runnymede Street 3
Winnetka, CA, 91306
$599,999
MLS: 226004589
Beds
3
Baths
3
Sq Ft
1,329
Lot
—
Year Built
1974
MLS #
226004589
Days on Market
25
Listed
Sep 25, 2026
Description
RARE ASSUMABLE FHA LOAN, take over a rate well below today's market! Opportunities like this don't come along often. Step inside this beautifully appointed townhome and you'll feel like you've walked into a model home. Tucked away in a desirable gated community, this charming 3-bedroom, 2.5-bath residence is polished, stylish and truly move-in ready.The inviting living room sets the tone with updated laminate flooring and crisp 4-inch baseboards. At the heart of the home, the gourmet island kitchen is a showstopper. It has gleaming granite countertops, a pantry, recessed lighting, and a full appliance package including refrigerator, built-in stove and oven, dishwasher and microwave. The kitchen opens seamlessly to the dining and family room, with neutral ceramic tile throughout. It's an easy, open setting for relaxed weeknights and memorable gatherings alike.Upstairs, retreat to the spacious primary suite with triple-wide mirrored closet doors and a private en-suite bath. The third bedroom also features mirrored wardrobe doors. Outside, enjoy your own private patio yard, ideal for morning coffee or evening unwinding, with direct access to the 2-car garage and generous storage.A tranquil greenbelt walkway leads to your front door, and the sparkling community pool is just steps away. The location is a dream! Grocery stores, restaurants and Starbucks are nearby, as is Runnymede Park with its tennis courts, picnic areas and open green space.Model-home charm, gated-community living, a low-rate assumable loan and an unbeatable location. This one checks every box and won't last! Loan assumption subject to lender approval
Location
Winnetka, Los Angeles County, CA 91306
Open on Google Maps ↗Listed by: Rebecca Baumgartner · RE/MAX ONE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,339
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $60,000 · Loan: $539,999
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,739
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
- HOA dues
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Winnetka home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Winnetka property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Winnetka, CA 91306 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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