20151 Serrano
Apple Valley, CA, 92307
(No pictures available yet)
$450,000
Original list price: $460,000
MLS: HD26088333
Beds
4
Baths
2
Sq Ft
2,083
Lot
0.39 ac
Year Built
2004
MLS #
HD26088333
Days on Market
14
Listed
Apr 23, 2026
Description
This is a home that stands out the moment you arrive. Built by the current owners from the framing up, it reflects true pride of ownership throughout. Offering over 2,000 square feet of living space, the home features high ceilings that create an open and inviting atmosphere. Set on a 0.39-acre lot, there’s plenty of room to enjoy both inside and out. The property also includes a 3-car garage for parking and storage, along with a large rolling gate that looks great and adds additional security. Located near shopping, Brewster Park, Apple Valley Gold Course, and with easy access to Highway 18, this home offers a great balance of space, functionality, and everyday convenience. Don't forget to enjoy the beautiful desert sunset against the nearby mountains.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Daniel Galan · eXp Realty of Southern CA Inc.
Payment estimate
$3,460
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,523
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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